LIC Death Claim: A Family's Step-by-Step Guide

Intimate the branch as soon as practical with the policy number, date and cause of death. Written intimation from the nominee is enough to start.

Core documents: claim form, original policy, death certificate, nominee ID and NEFT details. Where death occurs within three years of issue or revival, LIC treats it as an early claim and asks for medical and hospital records too.

Genuine claims are paid. Delays come from missing nominations, an unpaid premium at the time of death, or gaps in the health declaration made at proposal stage.

Nomination and address should be kept current while the policyholder is alive — a fifteen-minute job that saves a grieving family weeks.

We assist families with the entire process at no cost, in person across Mumbai, Navi Mumbai and Thane.