Plan 920LIC's New Money Back Plan - 20 Years
Cash back every five years
- Survival benefits at years 5, 10 and 15
- Full sum assured payable on death regardless of earlier payouts
- Bonuses accrue on the full sum assured
- Accident benefit rider available
LIC's New Money Back Plan - 25 Years
Longer term, four cash-back milestones
Pays 15% of the sum assured at the end of years 5, 10, 15 and 20, with the balance and bonuses at maturity.
Who it suits: Buyers who want a longer savings horizon with regular payouts.
- Money Back
- Longer term, four cash-back milestones
- Maturity Benefit
LIC plan reference: 921
Eligibility at a glance
- Entry age
- 13 to 45 years
- Maturity age
- Up to 75 years (plan dependent)
- Sum assured
- ₹1,00,000 and above
- Policy term
- 25 years
- Premium modes
- Yearly, half-yearly, quarterly, monthly (NACH) and salary savings scheme
Key benefits
- Four survival benefit payouts during the term
- Death benefit unaffected by survival payouts
- Loan facility after two years
- Riders available
Estimate your LIC's New Money Back Plan - 25 Years premium and maturity value
LIC Premium & Maturity Calculator
Estimates from publicly published LIC rate tables. Not a quotation.
- Yearly premium
- ₹33,320
- First instalment
- ₹33,320
- Renewal instalment
- ₹33,320
- Total outgo over the term
- ₹8,33,000
- Estimated maturity value
- ₹11,35,000
- Indicative surrender value (mid-term)
- ₹1,68,932
Figures exclude underwriting loading and high sum assured rebates. Bonus-linked maturity values are projections, not guarantees.
Want an exact LIC illustration?
Your estimate is ready. For an official quotation and a suitability discussion on LIC's New Money Back Plan - 25 Years:
This plan may not be ideal if…
- You need the maximum possible life cover for the lowest premium — a term assurance plan does that better.
- You may need the money back within the first few years; early surrender values are low.
- You expect market-linked returns; participating LIC returns are steadier but more modest.
- Your income is irregular and you cannot commit to the full premium paying term.
Frequently asked questions
Get advice on LIC's New Money Back Plan - 25 Years
Send your age and budget and you will get an official LIC quotation plus an honest view on whether this plan is the right fit.
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This page describes LIC's New Money Back Plan - 25 Years in our own words, based on LIC's published product literature. For the binding terms, always refer to the official policy document issued by Life Insurance Corporation of India.